ORDINARY LOAN

This loan scheme is to empower members to acquire large capital assets like property & vehicle, Higher education to children & marriage of children.


Maximum 5,00,000
ROI12% (Reducing)

SHORT LOAN

This loan scheme is to add small fund flow to the member, in case of any emergency .



Maximum 20,000
ROI12% (Reducing)

TOP UP LOAN

This loan scheme is to fulfill the necessary requirement of the member who has taken Ordinary Loan previously . This loan is sanctioned on the basis of urgency of the matter & a satisfactory past record of the member.

Maximum 5,00,000
ROI12% (Reducing)

Loans are offered to suit every member's requirement based on their remaining service, surety and repayment capacity.

Salient features of the loan products are:

  • Minimum rate of interest – The organisation attempts to provide loan at a minimum interest rate of 12 % .
  • Simple method of interest – Interest is calculated through simple interest.
  • Zero processing fees.
  • No penalty on pre-closure of loan

Documents Required For the Loan

  • Duely filled loan application form .
  • 1 Passport size photo of the Applicant .
  • Photocopy of last 3 months salary slip
  • Photocopy of applicant’s ID Card .
  • Photocopy of last 3 months salary slip of two Guarantors.
  • (Ordinary) Loan Agreement on stamp paper as per format
  • Other required document